PayWithGuddy
Buy and Sell with Complete Confidence.
Share your store link. Buyers pay into a one-time account. Sellers are paid only after delivery is confirmed.
Who we are
Marketplace for Nigeria.
PayWithGuddy is a multi-seller marketplace: buyers pay securely, sellers ship with confidence, and payouts release after delivery confirmation.
You pay in naira by bank transfer to a one-time account for your order. The seller is paid only after you confirm delivery with your PIN, or after the inspection window ends without a complaint.
What you can sell
This marketplace is open-category - not limited to any single product type.
Legal goods only
List anything lawful to sell in Nigeria. Illegal, counterfeit, stolen, or restricted items are not allowed and may be removed without notice.
Your categories
Electronics, groceries, crafts, services packages, tools, beauty, books - whatever your store sells. Categories are managed by the platform and your listings.
Seller verification
Every seller verifies their NIN, uploads an ID and a selfie for manual review, and adds a payout bank in the same name before their store goes live. Buyers never need to verify; an email address is enough.
Browse the marketplace
Browse products from verified sellers - protected checkout in Naira.
How delivery works
Sellers deliver themselves. You confirm with a PIN.
Local rider
Street, landmark, city, and state. Keep your phone (WhatsApp) reachable so the seller's rider can find you.
Interstate waybill
For other states, the seller sends it by park waybill and shares the park and waybill number on your order page.
Delivery PIN
Your order page shows a PIN once you've paid. Share it only after you have the item in hand - that is what releases payment to the seller.
Disputes
Inspect on arrival. Confirm to release payout, or open a dispute from Track Order so support can hold settlement until the issue is resolved.
Why shop with us
Operational detail that protects both sides of the sale.
- Payment protection Payment is held until the buyer confirms delivery with a PIN - or opens a dispute if something is wrong.
- Seller stores Each listing shows who is selling. Verified sellers earn a trust badge on their store and products.
- Secure checkout Pay by bank transfer into a one-time Paystack account made for your order. Any buyer protection fee is shown before you pay.
- No account needed Buy as a guest. Your order link lets you track delivery, confirm with your PIN, and report a problem if something is wrong.
Support
Need a hand?
Browse the FAQ for payments and PIN details, or contact us. For a problem with an order, open it from your order link and report the issue so the payout stays held.
PayWithGuddy
Sell anything legal. Get paid after delivery.
Verify once, share your product links on social media, and let every order be protected.